7th CPC House Building Advance - Loan Migration - CGDA

7th CPC House Building Advance - Loan Migration - CGDA

Interest Bearing Advances/Seventh Central Pay Commission recommendation on migration of existing government employees who have already taken Home Laons from Bank / Other Financial Institutions

Office of the Controller General of Defence Accounts
Ulan Batar Road, Palam, Delhi Cantt - 10

No.AN/VII/7117/GPF/2018-19

Dated: 19.11.2018

Sub: Interest bearing advances/Seventh Central Pay Commission recommendation on migration of existing government employees who have already taken Home Laons from Bank / Other Financial Institutions - reg.

A copy of Government of Idia, Ministry of Housing & Urban Affairs, Housing-II Section OM No.I-17011/11(4)/2016-H.III dated 31.01.2018 on the subject is enclosed herewith for your information and disseminating under your organisation.

sd/-
(B.Chandra)
Accounts Officer (Admin)

7th CPC HBA - Migration of Existing Employees - MoHUA Orders on 31.1.2018

1-17011/11(4)/2016-H.III
Government of India
Ministry of Housing & Urban Affairs
Housing-III Section

Nirman Bhawan, New Delhi,
Dated:31.01.2018

Office Memorandum

Subject: Interest bearing advances/ Seventh Central Pay commission on migration Of existing government employees who have already taken Home Loans from Banks' other Financial Institutions - reg.

Kind attention is invited to para 2(viii) of this Ministry's OM. No. l- 17011/11 (4)/2016-H.III dated 09.11-2017 on the above-mentioned subject regarding fulfilment of extant conditions, extant conditions are clarified as follows.

a) Before granting such House Building Advance. the Head of the Department

i) Should satisfy himself that the home loans were taken by the government employee entirely for purpose of construction / purchase of new house/ flat.
ii) Should ensure that the House Building Advance sanctioned is to tie amount of loan still due to be repaid by the government employee

b) House Building Advance can be availed towards repayment of bank loan taken for the purpose of construction/ purchase of new house/ flat.

C) Employee shall be eligible for grant Of House Building Advance on the date she obtained loans from banks and other financial institutions, irrespective of whether they applied for House Building Advance before raising he loan.

d) House Building Advance fry repayment of loans Shall be granted to the Eligible employees in one lump sum. However, the Government employee shall produce the HBA Utilisation Certificate within one month the date of release of HBA

e) Employee has to satisfy tie other provisions of the House Building Advance Rules -2017.

sd/-
(Shailendra Vikram Singh)
Director(FD)

------------ central government department websites, Central Government News, CIC audit, Right to Information, RTI Act

Most of central government department websites lack transparency: CIC audit

Most of the central government department websites lack in suo-motu disclosure of public information under a mandatory provision of the Right to Information (RTI) Act, according to an official report released Tuesday.

It said the ultimate objective of transparency by them can be performed only by the government who control all supply side of information.

Transparency watchdog Central Information Commission (CIC) has undertaken an evaluation to ascertain the quality of suo-motu disclosures under Section 4 of the RTI Act made by various public authorities.

The evaluation was conducted by a committee comprising A N Tiwari, former Chief Information Commissioner, and M M Ansari, former Information Commissioner.
The committee evolved an evaluation format and requested all public authorities to fill it up.
Out of 2,092 public authorities registered with the commission, feedback was received from 838.
"It has been found that out of 838 public authorities, 158 public authorities got grade A, 157 public authorities got grade B, 118 public authorities got grade C, 133 public authorities got grade D and 272 public authorities got grade E," the report said.

The departments getting 90-100 per cent score in the evaluation got grade A, those getting 80-89 per cent were put in grade B, 70-79 per cent in grade C, 60-69 in grade D and below 60 per cent in grade E.

"We have been at pains to point out in our report that while the audit of the websites of the public authorities is a necessary step in the direction of ushering in greater transparency in the functioning of the state instrumentalities, the ultimate objective still remains the embrace of transparency by them as central to governance," the report said.

This task can be performed only by the government who control all supply side of information, it said.

"It is our hope that the initiative taken by the Central Information Commission to evaluate disclosure standards on websites of public authorities shall usher in the change which the RTI Act enjoins. We repeat that institutional transparency is the final frontier of the Right to Information movement," the report said.

Mentioning its major findings, the CIC report said missing information largely relates to "policy on transfer and posting of senior officers deployed at important and sensitive places; details of domestic and foreign visits undertaken by the senior officials and sources and methods of funding political parties or identification of donors", among others.

The report has been accepted by the Central Information Commission, subject to any observations that may now be received by the commission from the public authorities.

PTI

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Interest bearing advances/ Seventh Central Pay commission recommendation on House Building Advance - enhancement in past cases

Interest bearing advances/ Seventh Central Pay commission recommendation on House Building Advance - enhancement in past cases

I-17011/11(4)/2016-H.III

Government of India
Ministry of Housing & Urban Affairs
Housing-III Section

Nirman Bhawan, New Delhi,

Dated : 29.06.2018

OFFICE MEMORANDUM

Subject: Interest bearing advances/ Seventh Central Pay commission recommendation on House Building Advance - enhancement in past cases regarding.

The undersigned is directed to invite attention to this Ministry's OM No. I- 17011/11(4)/2016-H.III dated 09.11.2017 on the above-mentioned subject and to say that it has been decided in consultation with Ministry of Finance to make the aforesaid orders applicable with effect from 1st January, 2016. Accordingly, it has been decided that an enhancement of House Building Advance, if applied for, would be granted to government employee for an amount equivalent to the difference between the previously sanctioned amount and the new eligible amount determined on the basis of basic pay as per 7th CPC, in past cases, where HBA was sanctioned on or after 01.01.2016 but before 09.11.2017 subject to complying following conditions :

a) The Government employee should not have drawn the entire amount of HBA sanctioned under earlier orders and/ or where construction is not completed/full cost towards acquisition of house/ flat is yet to be paid.

b) There will be no deviation from the approved plan of construction on the basis of which the original sanction of House Building Advance was accorded. The revised cost of the original plan can, however, be considered for determining the additional amount, subject to the prescribed maximum limits.

c) Supplementary Mortgage Deed, Personal Bond and Sureties will be drawn and executed at the expense of the loanee.

d) The actual entitlement will be restricted to the repaying capacity computed on the basis of the formula laid down in this Ministry’s OM No I-17011/11(4)/2016-H.III dated 09.11.2017. It should be ensured that the entire amount of advance with interest is recovered before retirement of the Government servant

e) Rate of interest:
The rate of interest will be at 8.50% from the financial year 2017-18 onwards. This will be reviewed every three years to be notified in consultation with Ministry of Finance. However, the new rate of interest would be chargeable only on collective amount that would remain outstanding on grant of enhancement of HBA, i.e., the unpaid portion of previously sanctioned HBA plus the enhancement so granted. Thus, the amount of HBA that has already been re-paid on old rates will not attract the fresh interest charges.

2. However, the existing limit of maximum admissible amount of Rs. 25 lakhs for the purpose of construction/ purchase of new house/ flat and Rs. 10 lakhs for expansion of existing house/ flat would remain unchanged. In other words, the sum total of previously, sanctioned House Building Advance and the enhancement granted under these orders cannot exceed the aforesaid limits. In any case, not more than one enhancement is admissible to a Government employee.

3. The applications for enhanced House Building Advance should be submitted within six months from the date of issue of this order.

4. Ministries/ Departments with branch offices in the far-flung areas are be advised to give wider publicity to these orders through modern communication means so that there is no occasion for any representation for extending the time limit of six months on the grounds of late receipt of these orders.

5. This issues in supersession of all the earlier orders on the subject.

S/d,

(Shailendra Vikram Singh)

Director (IFD)

Tel: 23062798

To,
All the Ministries and Departments of the Government of India as per standard distribution list.

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